The Facts

Foreclosure

1. Credit Score
Score may be lowered by 250-350 points and typically affects your credit for 7 to 10 years.

2. Credit History
Foreclosure will remain as public record permanently and on your credit report up to 10 years.

3. Qualify for Future Home Loans
Ineligible to purchase a Fannie Mae backed mortgage for a period of 5 to 7 years.

Short Sale

1. Credit Score
Score may be lowered by 50 to 150 points; short sale might only affect your credit score for 12 to 18 months.

2. Credit History
Usually reported as "Settled."

3. Qualify for Future Home Loans
Eligible to purchase a Fannie Mae backed mortgage after only 2 years.

Areas We Cover

• Los Angeles County

• San Fernando Valley

• Conejo Valley

• Simi Valley

• Ventura County

• Antelope Valley

• San Gabriel Valley

• San Bernardino Valley

• Orange County

Lenders & Banks

These are just a few of the many lenders we work with.

lenders