HAFA Program

Home Affordable Foreclosure Alternatives

As part of the Making Home Affordable plan, President Obama’s government administration announced the HAFA Short Sale Program on November 30, 2009 with new incentives for home owners, lenders, and servicers who work through the short sale process. This new program, HAFA, went into effect on April 5, 2010. Not only are monetary incentives given, but the HAFA program limits the response time a bank is allowed and also requires that the lender waives their right to pursue a deficiency judgment.

HAFA is ideal for borrowers who:

Cannot qualify for a trial loan modification

Did not successfully complete the trial loan modification

Missed two or more payments consecutively during the trial modification process

Request a short sale or deed-in-lieu of foreclosure

Areas We Cover

• Los Angeles County

• San Fernando Valley

• Conejo Valley

• Simi Valley

• Ventura County

• Antelope Valley

• San Gabriel Valley

• San Bernardino Valley

• Orange County

Lenders & Banks

These are just a few of the many lenders we work with.